Withdraw your PIS/PASEP funds right now!

THE PIS/PASEP It's one of those benefits that many people are entitled to, but don't even realize it. And the thing is, there may be forgotten amounts waiting to be withdrawn—yes, money sitting idle, earning interest, and ready to be deposited into the account. Many people worked with a formal employment contract but never checked if they had a balance. And that's precisely why the number of people with forgotten funds grows every year.

Why might there be a balance available in the PIS/PASEP account?

THE PIS (Social Integration Program) and the PASEP (Public Servant's Asset Formation Program) They were created decades ago and for a long time served as a kind of collective savings account, funded by companies and public bodies. Each worker had an individual account where deposits were made annually.

The problem is that, over the years, the rules changed, many people changed jobs, and even cities, and ended up losing track of that money. Furthermore, there were periods when the funds were under the responsibility of different institutions, first Banco do Brasil, then Caixa Econômica Federal. This transition also caused many workers to lose control of where their balance was.

Today, the government has unified this information, and a large portion of the funds is being released for withdrawal. That's why those who worked with a formal employment contract between 1971 and 1988 may be among those eligible to receive their PIS/PASEP balance.

Who is eligible to receive it?

Not everyone is entitled to it, but there are more people included on this list than you might imagine. Generally, the funds belong to those who worked with formal employment during that period and contributed to the fund. Additionally, heirs can also receive funds if the account holder has passed away. And this detail is what has allowed many families to recover funds that had been forgotten for decades.

Another important point: the PIS/PASEP money It's different from the salary bonus. While the bonus is paid annually, the PIS/PASEP balance is accumulated over the years of work. That's why, depending on the contribution period and income, the amounts can reach very significant figures.

Available prices may surprise you.

In many cases, the Forgotten values exceed R$ 1,000.00, ...and there are records of people who received... more than R$ 5,000.00. This happens because the balances have been accruing interest and inflation adjustments over the years.

For those who contributed for several years, the amount can be considerable. What few people know is that, even without any movement of funds, the money doesn't "disappear." It remains stored, linked to the individual's CPF (Brazilian taxpayer ID) or NIS number (Social Identification Number). And the government has been seeking ways to facilitate access to this information, including through digital consultations.

But the main point is: anyone who worked before 1988 and never withdrew their balance needs to pay attention. It's quite possible that there's an amount waiting to be released.

How to check if the balance is available

There are safe and official ways to find out if money is available. This information is integrated into government systems, allowing for easy consultation. Therefore, it's worth taking a few minutes to check, after all, it's a right guaranteed by law.

Inquiries can be made using your CPF (Brazilian individual taxpayer registration number), NIS number (Social Identification Number), or even through the digital work card app. Confirmation is usually quick and shows whether there is a balance available or if the benefit has already been withdrawn.

Many workers who have never kept up with PIS/PASEP updates end up surprised by the amounts. It's common that, after so many years, the data needs to be updated to guarantee the release of the credit, but the process is simple.

FAQ:

What is PIS/PASEP?

THE PIS (Social Integration Program) and the PASEP (Public Servant's Asset Formation Program) These systems were created to integrate workers into the development of companies and public institutions. For years, companies deposited contributions on behalf of employees, forming an individual balance. This money belongs to the worker and can be withdrawn in specific cases, such as retirement, minimum age, or inheritance.

Who is entitled to the PIS/PASEP balance?

Those entitled to the benefit are individuals who worked with a formal employment contract between 1971 and 1988 and contributed to the fund. Public servants are also included, provided they worked during that period. Additionally, family members and heirs of deceased individuals can claim the benefit, upon presentation of supporting documentation.

What is the difference between the salary bonus and the PIS/PASEP balance?

The salary bonus is paid annually to workers who meet criteria such as income and length of service. The PIS/PASEP balance, on the other hand, is an amount accumulated over years of contributions and may be forgotten in accounts linked to the individual's CPF (Brazilian taxpayer ID). In other words, they are different benefits, although linked to the same program.

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Published on November 11, 2025