Claim your PIS/PASEP today!

PIS/PASEP NO PIX

THE PIS/PASEP It is one of Brazil's oldest benefits, but also one of the most forgotten. Every year, thousands of workers discover they are entitled to accumulated funds and didn't even know it. The balance may come from old contributions, made between the 1970s and 1980s, and is still available for withdrawal, including for heirs.

Currently, the government has unified the funds from PIS (Social Integration Program) and PASEP (Public Servant's Asset Formation Program), and the responsibility for managing these funds has been assigned to... Federal Savings Bank. The goal is to facilitate access and make the consultation and withdrawal process more agile, including digitally.

Where is the PIS/PASEP money?

Before understanding how to receive the money, it's important to know where it is. Until 2020, PIS and PASEP were managed separately, PIS by Caixa Econômica Federal and PASEP by Banco do Brasil. With the unification of the funds, the entire amount is now managed by Caixa Econômica Federal. Federal Savings Bank, which is currently the only channel responsible for payments and inquiries.

This means that anyone who worked formally between 1971 and 1988, whether in a private company or a public institution, may have funds available for withdrawal at Caixa. The amount is individual and linked to the worker's CPF (Brazilian taxpayer ID).

And the best part: there's no deadline to claim the money. In other words, those who are entitled can receive it at any time.

The ways to receive PIS/PASEP

Today, Caixa offers different ways for workers to access the available funds, catering to those who appreciate the convenience of digital options as well as those who prefer to resolve matters in person.

1# Caixa or FGTS App

One of the simplest ways to receive the payment is through the official apps. Caixa Tem app and in the FGTS app, It is possible to check if there are available funds linked to the CPF (Brazilian taxpayer ID) and request a withdrawal directly through the platform.

The transfer can be made via Pix, to any account in the account holder's name, without any fees. This method has become the most popular, mainly because it eliminates the need to go to a bank branch.

The process is 100% digital, but it requires the user to have an active account with Caixa or an updated registration on Caixa Tem.

2# Caixa Econômica Federal Branches

For those who prefer in-person service, it is possible to visit a Caixa branch with an official photo ID and CPF (Brazilian tax identification number). There, the staff will check if there is a balance available and inform you of the conditions for withdrawal.

This format is highly recommended for those with older assets, questions about inheritance, or who lack internet access. It is also the most common option used by relatives of deceased workers.

3# ATMs and Caixa Aqui correspondents

Another practical option is to withdraw the amount directly from Caixa ATMs, using the Citizen Card. The withdrawal limit is determined by the system, but generally allows for substantial amounts.

In addition, there is the possibility of withdrawing the money at authorized locations. Box Here, spread throughout the country. This format is especially useful for those who live in regions with few agencies.

4# Credit to account

Those who have a checking or savings account at Caixa can also receive the amount automatically, without needing to make any manual request. In these cases, the money is deposited directly into the account holder's account as soon as the system identifies the available balance.

This format is common when mass disbursements are announced by the government, allowing beneficiaries to receive the credit automatically.

Who is eligible to receive the payment?

The PIS/PASEP balance is available for:

  • Private sector workers and public servants who contributed between 1971 and 1988;
  • People who They did not withdraw the full amount from the fund. after retirement or termination of employment;
  • Heirs or legal dependents of deceased workers who had a balance in the account;
  • Citizens who had accounts incorporated into FGTS, but still with a residual balance.

Even if the worker retired years ago, the money remains available. In many cases, simply checking using their CPF (Brazilian taxpayer ID number) is enough to find out if there is a balance to be received.

Values that can be redeemed

The amounts vary according to the contribution period and the deposits made at the time. Some people find... small balances, of a few hundred reais, and others who receive amounts exceeding R$ 5 thousand, accumulated with monetary correction.

It all depends on the length of employment and the employing company or organization. Public servants, for example, tend to have higher amounts, as PASEP contributions were proportional to their length of service.

Pay attention to official channels.

With the increase in searches for information about PIS/PASEP, scams and fake websites promising quick consultations have also grown. It is important to remember that... Caixa Econômica Federal is the only institution responsible for the payments..

Any inquiries should only be made through official channels: the Caixa website, the Caixa Tem app, the FGTS app, or at physical branches. No legitimate service charges a fee for inquiries or withdrawals.

See also: Forgotten money: Who is entitled and how can I recover these amounts?

Published on November 11, 2025