Introduction

The Continuous Benefit Payment (BPC) is a right guaranteed by the Organic Law of Social Assistance (LOAS) to elderly people and people with disabilities who prove they do not have means of subsistence. This benefit guarantees a monthly minimum wage for those who meet the established requirements. Furthermore, the BPC is essential to guarantee dignity and quality of life for those who need it most.

Who is entitled to the Continuous Benefit Payment?

To be eligible for BPC (Brazilian Social Security Benefit), the applicant must meet one of the following criteria:

Seniors over 65 years old

Anyone aged 65 or older who can prove they lack the financial means to support themselves is entitled to the benefit.

People with disabilities

Individuals of any age who have long-term physical, mental, intellectual, or sensory impairments that prevent their full participation in society may also apply for the BPC (Continuous Cash Benefit). These impairments must have lasted for a minimum of two years to be considered in the evaluation.

Requirements for granting the BPC (Brazilian Social Security Benefit)

Income criteria

The per capita family income must be less than ¼ of the current minimum wage. This means that the sum of the family's income divided by the number of members must be less than this limit. In some cases, court decisions may relax this criterion, taking into account other conditions of vulnerability.

Social and medical assessment

In the case of people with disabilities, an assessment by the National Social Security Institute (INSS) is required to verify the long-term impairment. This assessment involves a medical examination and a social study conducted by INSS assistants.

Registration in the Single Registry

To apply for the benefit, it is necessary to be registered in the Single Registry for Social Programs of the Federal Government (CadÚnico). The registration must be up-to-date to ensure that the applicant meets the required criteria.

How do I apply for the Continuous Benefit Payment?

Step-by-step instructions for the application.

  1. Registration in the Single Registry (CadÚnico)Before applying, the applicant must have their registration updated at a Social Assistance Reference Center (CRAS).
  2. Scheduling at INSSThe request can be made through the Meu INSS website or app, or in person at an agency.
  3. Delivery of documentationYou need to present personal documents and proof of income and residence.
  4. INSS assessment and analysisThe INSS (Brazilian National Social Security Institute) will analyze the documents and, if necessary, conduct a social and medical assessment.
  5. Request resultAfter the analysis, the applicant receives a decision regarding the granting of the benefit. In case of denial, it is possible to appeal the decision.

Differences between BPC and Retirement

Unlike retirement benefits, the BPC (Continuous Benefit Payment) does not require prior social security contributions. Furthermore, it does not entitle dependents to a 13th-month salary or survivor's pension. However, it guarantees essential support for those who are unable to work and support themselves financially.

Maintenance and review of benefits

The BPC (Continuous Cash Benefit) undergoes periodic reviews to verify if the beneficiary still meets the required criteria. Furthermore, it is essential to keep the data updated in the CadÚnico (Single Registry for Social Programs) to avoid suspension of payments.

Conclusion

The Continuous Benefit Payment is a fundamental right to guarantee dignity for elderly people and people with disabilities in vulnerable situations. Understanding the requirements and the application process is essential to ensure this support. If you have any questions or need more information, contact a CRAS (Social Assistance Reference Center) or visit the INSS (National Social Security Institute) website.

Complete guide to social assistance

social assistance BPC Single Registry INSS LOAS