This is a very affordable card, obtainable by those with a not-so-high monthly income and even by those who are not Santander account holders.

Furthermore, this bank's credit card is considered one of those that offers the most benefits and conveniences to its users.

You can apply for a Santander credit card using the bank's app or website, and wait a few days for delivery via mail. If you prefer, you can apply for the card at a branch.

Learn more about Santander.

First of all, it may surprise many people that Santander is not a national bank: in reality, it is based in Spain, but that doesn't stop it from being one of the major financial names in Brazil.

After all, it's among the banks with the most account holders here and offers a wide variety of credit lines, account types, investments, and much more.

Santander offers several credit cards.

Santander customers may even be unsure which credit card offers the most advantages, since the bank provides so many options!

Firstly, it works with Mastercard and Visa, which are among the most respected brands worldwide, and both have fantastic rewards programs.

Among the credit card options offered by Santander are:

  • Santander / AAdvantage Gold
  • SX University
  • Regular SX (formerly Free)
  • Santander Elite Platinum
  • Santander 1/2/3
  • Santander Unique

Each of these cards can have a different brand and, within that brand system, be classified as Platinum, Gold, Black, and Infinite.

Advantages of having a Santander credit card

  • Discounts on smartphone purchases from Claro and Vivo, including the possibility of special installment plans.
  • Discounts on preparatory courses for university entrance exams, especially if you have the SX University card.
  • Free access to the Sem Parar system for an entire semester.
  • Fast Shop offers differentiated payment options, with installments up to 18x.
  • Discounts at stores such as: Mr. Cat, Renner, Rentcars, Oakley, Netshoes, and Clube Wine.

In addition, you can use the bank's apps to manage your credit card limit, check your bill, check your rewards program points, and of course, request help in case of cloning or other problems.

And what about those who don't have proof of income?

For these people, the SX card is one of the best options, bearing in mind that Santander also has a specific digital account for this audience that provides support to help citizens organize their finances.

How can I increase the likelihood of having my credit card application approved?

  • Not having any outstanding debts in your name.
  • Provide the bank with updated proof of address.
  • To be within the minimum income bracket required for each credit card.
  • Having a high score on the Serasa credit score

To request your Santander credit card, click here. HERE Learn more about the best options for you!

credit card for unemployed Santander SX card