You may have an available balance at INSS

Many people don't realize it, but they may have forgotten funds in the INSS that are still available for withdrawal. These funds may come from unclaimed benefits, approved revisions, or even retroactive payments that the insured was entitled to but didn't consult at the time. The result is that, every year, millions of reais remain unused because beneficiaries are unaware of their available funds.

Knowing how to verify this information is essential, as in some cases, withdrawal deadlines apply. If you've already received a retirement pension, a pension, or any other benefit, it's time to check that there aren't any funds waiting for you.

What are forgotten benefits at INSS?

So-called "forgotten benefits" are amounts that a citizen was entitled to, but for some reason, were not redeemed. This can happen in several situations:

  • Retroactive payments released after benefit review.
  • Amounts not withdrawn due to lack of updated bank details.
  • Temporarily suspended benefits that have been reactivated.
  • Pension or assistance not requested by dependents.

These situations are more common than it seems, especially when there are rule changes or when the beneficiary does not frequently check the Meu INSS app.

How to check if you have available values

The most practical way to find out if there is a balance is by My INSS, available as an app or website. The process is simple:

  1. Access with your CPF and gov.br account password.
  2. Go to the services menu and click on “Payment Statement”.
  3. Check for records of released amounts that have not yet been withdrawn.

Additionally, you can call the number 135, which operates from Monday to Saturday, or schedule an in-person appointment at an INSS agency.

Who may have forgotten values

Anyone who has received or is entitled to social security benefits may find funds stuck. This includes:

  • Retirees and pensioners.
  • People who received sickness benefit, prison benefit or maternity pay.
  • Workers who had benefits suspended and then released.
  • Dependents of deceased insured persons who did not request the pension within the appropriate period.

Required documents

If in-person assistance is necessary, it is important to have the following on hand:

  • Photo ID.
  • CPF.
  • Benefit number, if possible.
  • Updated proof of residence.

These documents help speed up the process and ensure that payment is released correctly.

Tips to avoid losing money

  • Check the Meu INSS app regularly.
  • Keep your bank details up to date.
  • Inform the INSS of any change of address or contact details.
  • Inform family members about their rights in the event of the insured's death.

By following these recommendations, you can avoid forgetting amounts and ensure they are received on time.

Why consult now?

Leaving money idle means giving up a resource that could make a difference in the family budget. In some cases, forgotten amounts can amount to thousands of reais, especially when they involve revisions or accumulated retroactive payments. Furthermore, in specific situations, there are deadlines for filing applications, and missing the deadline means losing the right to appeal.

Conclusion

You forgotten INSS benefits are a real opportunity to recover funds belonging to the insured or their dependents. With just a few minutes using the Meu INSS app or a call to 135, you can find out if you have funds available.

Don't put it off. Make an appointment, secure what's rightfully yours, and take advantage of this resource to bring more peace of mind to your daily life.

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Published on September 16, 2025