Did you know that Could you have money forgotten in banks and not even know it? That's right. In 2025, the Central Bank confirmed that More than R$7 billion remains available for withdrawal in the Accounts Receivable System (SVR). — and millions of Brazilians still haven't checked.

This forgotten money could be in old accounts, incorrectly charged fees, terminated consortiums, cooperative shares, or even forgotten refunds. The best part? The consultation is free, fast, and can be done with just your CPF (Brazilian tax identification number).

What is the Accounts Receivable System?

The SVR is a system created by the Central Bank to gather Values forgotten by individuals and legal entities. in financial institutions. The service began in 2022 and has been expanded over the years.

The goal is simple: To allow any citizen to know if they have money sitting idle in banks, financial institutions, consortia, credit unions, and other sources.

According to the Central Bank, more than 42 million people and companies have funds available. And the total will exceed R$7 billion in 2025.

Where does this money come from?

Forgotten values can have various origins. Here are some key examples:

  • Bank accounts closed with a residual balance.
  • Fees charged incorrectly
  • Closed consortium quotas
  • Unclaimed refunds
  • Resources from credit unions
  • Surplus funds from repaid loans or financing.
  • Values of liquidated or dissolved institutions

It's money that, for some reason, It was stopped and is now available for rescue.

How do you know if you have money to receive?

The consultation is done exclusively through the official website of the Central Bank., For security reasons. See the step-by-step instructions:

1# Visit the official website:

👉 valuesreceivable.bcb.gov.br

2# Please provide your information.

Enter your CPF number (or CNPJ number, in the case of companies) and your date of birth.

The system will indicate whether or not there are amounts to be received.

3# If there are values:

You will be directed to log in with your gov.br account (silver or gold level).
After logging in, you will see:

  • The exact amount available
  • The institution that owes the amount
  • The type of value
  • How to request a refund

⚠️ Attention: You can only check the information on the official website. Do not click on links received via SMS, WhatsApp, or social media — many scams circulate using the Central Bank's name.

How do I withdraw the available funds?

The Central Bank's website itself will indicate the redemption method. There are two possible scenarios:

✅ 1. Withdrawal via Pix directly through the website

If the financial institution allows it, you request the refund and You will receive the payment via Pix within 12 business days., Without bureaucracy.

✅ 2. Contact the institution

Some institutions require customers to contact them to confirm details or provide an account for deposit. The website displays the phone number, email, or website for customer service.

What if the policyholder has passed away?

Heirs are also entitled to the redemption, provided they present the necessary documents.

  • Deceased's CPF (Brazilian taxpayer ID number)
  • Death certificate
  • Documents proving family relationship (ID card, birth certificate or marriage certificate)
  • Proof of inventory (if applicable)

The inquiry can also be made using the deceased's CPF (Brazilian tax identification number) on the official website. If there are any assets, the heir will be instructed to contact the institution with the necessary documents.

Why haven't so many people figured it out yet?

The main reason is the lack of knowledge. Many people:

  • He doesn't know that this system exists.
  • Do you think that if he had something to receive, he would have already been notified?
  • Did you forget about closed accounts or old consortiums?
  • He believes that values are irrelevant.

But make no mistake: The values range from R$10 to over R$5,000., Depending on the case. And the rescue is free.

Furthermore, the Central Bank does not send notifications by phone, email, or text message. You need to do the research yourself.

Common questions about SVR

1. Can I search using only the name?
No. You need to provide your CPF (Brazilian individual taxpayer registration number) and date of birth. For companies, you need the CNPJ (Brazilian company taxpayer registration number).

2. Is there a deadline for withdrawing the money?
There is no deadline. The funds remain available until they are redeemed. But it's best to withdraw them soon to avoid forgetting or losing access.

3. Do I need to pay to receive it?
Never. The rescue is free. If someone asks you for payment or bank details outside of the official website, it's a scam.

4. Can I check it on my cell phone?
Yes. The Central Bank's website is responsive and works normally on mobile phones.

See also: Raízen: 476 job openings across the country

May 3, 2025