You have the right to money forgotten at the Central Bank If you've ever had a bank account, consortium, savings account, cooperative, or even amounts that should have been returned due to undue charges. And the best part: you can check and withdraw this money simply and free of charge, without relying on third parties. The system that allows this is called Amounts Receivable and is available on the Central Bank's official website.

Who is entitled to money forgotten at the Central Bank?

Many people have money sitting idle and have no idea. And we're not just talking about old bank accounts. money forgotten at the Central Bank It can come from various sources that, over time, have been left behind. Want to see some examples of who might be eligible?

  • Anyone who had a current or savings account closed with a positive balance and no longer used it;
  • People who participated in consortia that were terminated, but left unredeemed amounts;
  • Bank customers who paid fees or charges that were charged unduly and these amounts were returned but never withdrawn;
  • Heirs of deceased persons who left bank accounts, investments or insurance policies with unclaimed amounts;
  • People who held accounts at credit unions and left those institutions without withdrawing all their dues;
  • Those who have capital shares or share surpluses in cooperatives;
  • Forgotten securities brokerage values;
  • Insurance or private pension plans with available and unclaimed amounts.

Do you realize how extensive this list is? That's why it's worth checking it out, even if you think you're owed nothing. It could be that something has been waiting for you for years, and you never knew it.

How to redeem and withdraw these amounts?

Now that it is clear who can be entitled to the money forgotten at the Central Bank, let's get to what matters most: how to check and withdraw these amounts?

Don't worry, the process is free, safe, and much simpler than it seems. I'll show you a step-by-step guide that anyone can follow, even if you're not tech-savvy.

Step 1: Access the official website

It all starts on the official website of the Values Receivable System (SVR):
👉 https://valoresareceber.bcb.gov.br

This is the only authorized channel for consultation and redemption. Don't trust social media links, WhatsApp messages, or suspicious emails. The Central Bank does not send notifications through these channels.

Step 2: Make the query using your CPF or CNPJ

On the home page, you will find a field to enter your CPF (for individuals) or CNPJ (for legal entities). You will also need to provide your date of birth or date of company opening.

After that, the system will tell you whether or not there are amounts to receive linked to your name or that of the company.

Step 3: Check the redemption date (if there are funds)

If the system indicates that you have forgotten any funds, it will also indicate a return date. This date is required for you to access the details and begin the redemption process.

Make a note of this date. Only on this day will you be able to access complete information. The system was designed this way to streamline service and avoid overload.

Step 4: Get a Gov.br silver or gold level account

To continue with the rescue of the money forgotten at the Central Bank, you need to have an account Gov.br with level silver or gold. This account is free and allows you to access various digital public services.

If you don't have it yet, access it https://www.gov.br and create your own. During registration, you can validate your data using facial biometrics (using the app), bank details, or other secure methods. The important thing is to meet the required level.

Step 5: Return to the website and access the values

On the scheduled date, return to the Central Bank website, log in with your Gov.br account, and access the amount details. You'll see:

  • Origin of money (which bank or institution)
  • Exact amount to receive
  • Withdrawal Instructions

Step 6: Request a refund

If the financial institution is integrated into the system, you can request the withdrawal directly through the website itself, providing a Pix code to receive. In a few days, the amount will be in your account.

If the institution isn't integrated, the system will tell you how to contact them. This can be by phone, email, or through their own channel, but the important thing is that all instructions are displayed there.

Step 7: For heirs, the process is also possible

If the amount belongs to a deceased person, the heir can initiate the process, also through the website. Simply check the deceased's CPF (Individual Taxpayer Registry) and, if the amount is available, follow the specific instructions for heirs.

In this case, it may be necessary to present documents such as a death certificate, inventory or others that prove the link and the right to inheritance.

Attention: scams and important precautions

With the popularization of the theme, the number of scams related to money forgotten at the Central Bank. So, stay tuned:

  • Never share your data via WhatsApp or social media.
  • The Central Bank does not send links or ask for data confirmation via email or SMS.
  • Don't pay any fees to receive your money.
  • Be wary of miraculous promises from people or websites that claim to be able to speed up the recovery process.

The process is free, directly through the official website and does not require intermediaries.

Is it worth checking, even if you think there is nothing wrong?

Yes! Many people were surprised to discover they had forgotten valuables. Some were small sums, others were more significant. The most important thing is that this money is rightfully yours. And it's there, waiting for you.

It's free to request a consultation. In just a few minutes, you can find an amount that will help pay a bill, invest, or simply do something for yourself.

Furthermore, the money forgotten at the Central Bank It's a resource many people don't even realize they have. It could come from a long-closed account, a bank that no longer exists, or even a consortium you didn't even remember joining. A credit check is a real opportunity to get back what's yours.

How about some motivation?

We tend to chase money every day, but sometimes it's literally waiting for us. The Amount Receivable system came to correct these past failures and give people what's rightfully theirs.

So, let's take a look? Your name could be on the list. And you don't even need to leave your house to do it. With a few clicks, a Pix key, and your Gov.br account, money forgotten at the Central Bank can go back to your pocket.

Do you want a better incentive than that?

See also: Loans via PIX: advantages, risks, and how to use them safely

April 8, 2025