Many people have money sitting idle in PIS/PASEP And you have no idea. If you worked with a formal employment contract between 1971 and 1988, or are entitled to a salary bonus, there may be a balance waiting to be withdrawn. And the worst part? If it's not claimed within the deadline, this money could be lost.

Who is entitled to withdraw PIS/PASEP funds?

The Social Integration Program (PIS) and the Public Servant's Asset Formation Program (PASEP) were created to benefit workers in the private and public sectors, respectively. However, over the years, many people have not withdrawn the funds and have forgotten that they have this right.

You may have forgotten money in your PIS/PASEP account if:

  • He worked with a formal employment contract between 1971 and 1988;
  • He was a civil servant during the same period;
  • He never redeemed that balance.

Furthermore, the heirs of deceased workers can also request the withdrawal. But be aware: the time limit for withdrawing this money is not unlimited!

How can I check if I have money to receive?

Not sure if you have available balance? The good news is that checking is easy, and you can quickly find out if you have any forgotten funds. Here are the ways to check:

Through Caixa Econômica Federal

If you worked in the private sector, you can check your PIS balance on the Caixa Econômica Federal website or through the Caixa Tem app. Simply enter your information and check if there are any funds available.

Through Banco do Brasil

Public sector employees should access the Banco do Brasil website or call their customer service center. PASEP is administered by this institution, and inquiries can be made using your CPF (Brazilian individual taxpayer registration number) or PASEP number.

Gov.br Portal

Another convenient way to check your balance is through the Gov.br portal. Using your login and password, you can quickly verify if there is money waiting for you.

How can I withdraw forgotten PIS/PASEP funds?

If you've discovered you have funds available, the next step is to redeem them. The process varies depending on the program:

For private sector workers (PIS)

  1. Go to a Caixa Econômica Federal branch;
  2. Please present an identity document and your NIS number;
  3. The money can be transferred directly to your Caixa account or withdrawn at ATMs, lottery outlets, and Caixa Aqui correspondents, if available for that purpose.

For public employees (PASEP)

  1. Find a Banco do Brasil branch;
  2. Bring an identification document;
  3. If you have an account with Banco do Brasil, the amount can be deposited automatically.

If the beneficiary has passed away, the heirs can request the withdrawal by presenting documents that prove the relationship, such as a death certificate and identity documents.

Withdrawal deadline: Don't lose your money!

The government sets deadlines for withdrawing PIS/PASEP funds. If the deadline expires, the money returns to the public treasury and may no longer be available for withdrawal.

In 2023, there was a deadline for withdrawing forgotten funds, but new opportunities arise periodically. Pay attention to government announcements and check your balance regularly so you don't miss out on this right.

What should I do if the deadline has already passed?

Don't let your money be forgotten! Checking your PIS/PASEP balance is quick and can guarantee extra money in your pocket. If you or someone in your family worked between 1971 and 1988, check now and avoid losing this right. Time passes, and the deadlines for withdrawal are not eternal. Recover what is yours before it's too late!

If you missed a previous deadline, there's still hope. Some situations allow for the reopening of withdrawals, especially for heirs of deceased beneficiaries. Ideally, you should contact Caixa or Banco do Brasil to check if there's still a possibility of withdrawal.

See also: Bolsa Família CANCELED? Learn what to do in this case

February 25, 2025