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If you want a simple card, without requiring a bank account, that still allows you to make installment purchases in physical and accredited stores, the BrazilCard Card This could be exactly what you're looking for. It's accepted at thousands of establishments and can be requested quickly, with easy analysis, even for those with low credit scores.

What is the BrasilCard?

THE BrazilCard It's a private credit card, meaning it's not linked to major brands like Visa or Mastercard. Instead, it works... exclusively in accredited networks, This includes supermarkets, pharmacies, gas stations, clothing stores, building supply stores, clinics, and much more.

It's a popular option for those who:

  • Are you having trouble getting approved by traditional banks?
  • Do you want a card with no bank fees?
  • Does not have a bank account.
  • Need quick and easy credit?

Who can apply for the BrasilCard?

Anyone over 18 years of age with a valid CPF (Brazilian tax identification number) and basic documentation can apply for the card. Credit analysis is made easier., This makes BrasilCard a viable alternative for those with low credit scores or no credit history.

The card is also quite popular among retirees, pensioners, self-employed individuals, and employees of partner companies with BrasilCard.

What are the requirements?

To order yours, you need to:

  • To have over 18 years old
  • To present Regular CPF
  • Provide a proof of income or financial transactions
  • To present document with photo (ID or driver's license)
  • To take current proof of residence (up to 3 months old)

The company may request additional information during the analysis.

Where can I apply for the BrasilCard?

You can place your order in three ways:

1# Via the official website

  • Access: www.brasilcard.net
  • Click on the option “"Request your card"”
  • Fill out the form with your personal information.
  • Send the requested documents (or prepare to deliver them in person).
  • Please wait for the analysis and approval.

2# Through the BrasilCard app

  • Download the app BrasilCard Cards, available for Android and iOS
  • Create your account and access the request option.
  • Send the data and documents directly from your mobile phone.

3# In participating stores

You can also apply for the card directly at accredited stores, such as supermarkets and pharmacies. At these locations, it is possible to fill out the form and submit the documents in person.

How long does the analysis take?

The analysis is usually quick. For online orders, the response can be immediate. within 48 business hours. In physical stores, the card can be approved and delivered. right away, depending on the documentation submitted and the unit's system.

If approved, the initial credit limit is released immediately, and the card can be used right away.

Does the BrasilCard have an annual fee?

No. The BrasilCard does not charge an annual fee., It doesn't require a bank account to issue payment slips or invoices. The customer only pays for what they use. There are only standard operational fees, such as:

  • Duplicate card
  • Interest in case of late payment.
  • Invoice installment (optional)

All of this information is provided at the time of hiring.

What are the benefits of the BrasilCard?

1# No annual or monthly fees.
2# Simplified approval, even with a restricted name
3# Digital invoice, with delivery via email, SMS or app
4# Free additional card, for dependents
5# Check your balance and make purchases through the app.
6# Discounts at partner stores
7# Accepted at thousands of physical establishments.

It also has support channels for negotiation in case of delays, so there are no surprises.

Where is BrasilCard accepted?

The card is only accepted in partner establishments, ...which can vary from city to city. Among the main segments are:

  • Supermarkets
  • Pharmacies
  • Gas stations
  • Clothing stores
  • Building materials
  • Furniture stores
  • Clinics and opticians

To find out where to use it, you can:

  • Access the website or app and search for the accredited network by region.
  • Ask at the store counter if the BrasilCard is accepted.
  • Check if there is a sticker or signage on the checkout counter.

How does bill payment work?

The invoice is generated monthly and sent by:

  • E-mail
  • SMS with payment link
  • Official app
  • Postal service (in some cases)

You can pay the bill at any bank, lottery outlet, or at the establishment where the card was used.

It is also possible negotiate payment plans You can view the invoice via the app or by phone if you are unable to pay the full amount.

Can I use it for online shopping?

No. The BrasilCard is not an international credit card. It It is not suitable for purchases on websites like Amazon, Mercado Livre, or Netflix., For example. The focus is on Local use, in physical stores that accept the card..

It's ideal for those who want to better control their spending and avoid using digital platforms.

See also: Credit card for the unemployed

May 29, 2025