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If you are short on cash and need a quick loan, without leaving home and with possibility of using your cell phone as collateral, SuperSim could be the solution. The fintech has been standing out in the market for release credit in an accessible way, even for those with a low score.

What is SuperSim?

SuperSim is a Brazilian fintech specializing in online personal loans. What sets it apart? It accepts customers with bad credit and even offers a modality in which cell phone works as a guarantee, which can increase the approved limit and reduce interest rates.

The entire operation is carried out through the company's website, without queues, without paperwork and with automatic analysis.

What are the advantages of applying for a SuperSim loan?

If you're still unsure whether it's worth it, just look at the main advantages of SuperSim:

  • Approval in just a few minutes
  • Money hits your account the same day (in many cases)
  • No need to prove income
  • Installments up to 12x
  • Accepts negative
  • 100% digital service
  • Lower rates when there is a cell phone warranty

Now let's get down to business: how to apply for the SuperSim loan.

Step by step guide to applying for a SuperSim loan

1# Visit the official website

Go to the company website: www.supersim.com.br

2# Run the simulation

Right on the homepage, you can simulate how much you want to borrow and how many installments you want to pay. SuperSim usually releases amounts between R$ 500 and R$ 2,500 (which can reach R$ 5,000 over time).

3# Fill in your details

After the simulation, you will need to fill out a form with:

  • Full name
  • CPF
  • Cell phone and email
  • Address
  • Basic job information

You do not need to send a pay stub or proof of income.

4# Enter the cell phone model

If you choose to put your cell phone up for collateral, please provide the make and model. The device must be in good condition and have internet access. SuperSim uses this information to improve its evaluation and offer you better conditions.

5# Choose your payment method

You can pay the amount in installments up to 12 times, with monthly bills. You can also pay in advance or pay off your contract at any time.

6# Send selfie and document

To ensure security, you'll be asked to provide a photo of your face (selfie) and your photo ID (ID or driver's license). Everything is done directly from your phone, without the need to download an app.

7# Wait for analysis

The analysis is automatic and most of the time takes less than 5 minutesIn some cases, it can take up to one business day. If approved, the money will be credited to your account. on the same day or until the next day.

Who can apply?

SuperSim serves:

  • People with over 18 years old
  • Valid and regular CPF
  • Bank account in the name of the applicant
  • Cell phone active and with internet access

You don't need to have a steady job or proven income. Even self-employed individuals and individual micro-entrepreneurs can apply.

Is the SuperSim loan reliable?

Yes. The company is registered with the Central Bank as a banking correspondent and follows all consumer protection regulations. Furthermore, it has good reputation on Reclame Aqui and thousands of positive reviews from customers who managed to get credit even with a low score.

It is important to remember that the value of installments and interest are displayed before signing. This means you have complete control over what you're signing.

What documents are required?

  • Photo ID (RG or CNH)
  • Selfie (taken at the time of request)
  • Bank details (account in the applicant's name)

Nothing else. No proof of residence or income is required.

Is there an advance or entry fee?

No. SuperSim does not charge an advance fee to release the credit. If any website or person asks for a deposit before releasing the money, be aware: it's a scam.

The contract is made directly with SuperSim and the first installment is paid only after the loan is released.

Can I apply for another loan later?

Yes. If you pay on time, you can request a new loan with a higher limit in the future. The company usually releases higher amounts based on payment history and responsible use.

Credit Card for People with Bad Credit

What if I'm late on a payment?

SuperSim offers negotiation channels, but it's best to avoid delays to avoid jeopardizing your credit score or your future credit limit. Non-payment may result in fines and charges, as with any credit agreement.

Is it worth applying for a SuperSim loan?

If you need a quick loan, without absurd requirements, and want to sort everything out via your cell phone, It's worth it. SuperSim is one of the few options in Brazil that serves who has a bad name, no bureaucracy and with quick release.

And the big difference is using your cell phone as collateral: this can facilitate your approval even with a low score and guarantee better conditions than at traditional banks.

See also: Inter Personal Loan: simulate and apply

May 29, 2025