Have you heard of the FGTS anniversary withdrawal? It's a method that allows workers to withdraw a portion of the balance available in their Guarantee Fund account annually. For those who need extra cash, this is a practical and affordable option. Best of all, the process for enable anniversary withdrawal It's simple and can be done directly through the FGTS app, without any red tape. In this tutorial, I'll show you how to enable this feature and, as a bonus, how to make a withdrawal once enabled.
Step by step guide to enabling anniversary withdrawals in the FGTS app
Enabling anniversary withdrawals is a super simple process, but it can raise some questions for those who have never used the FGTS app before. So, I'll walk you through each step so you can get it done quickly.
Step 1# Download the FGTS application
If you don't already have the FGTS app installed, the first step is to download it from your phone's app store:
- Android: Google Play Store
- iOS: App Store
Step 2# Access your account
Open the app and log in with your registered CPF and password. If you don't have an account, you can register directly in the app. Simply enter your personal information and follow the on-screen instructions.
Step 3# Find the “Withdrawal-Anniversary” option
Once you've logged into your account, look for the "Withdrawal-Anniversary" tab or button. This option is usually highlighted in the main menu or on the home screen.
Step 4# Read the conditions and enable
The app will present the conditions and rules for joining the anniversary withdrawal. Read everything carefully! Once you confirm that you want to join, click “Enable Anniversary Withdrawal”.
Step 5# Confirmation
After activation, you'll receive confirmation in the app. The anniversary withdrawal will be available in the month of your birthday, and the amount you withdraw will depend on the balance in your FGTS account.
Important note: If you change your mind in the future, you can opt back into the withdrawal plan. However, there's a 24-month grace period after the change.
Tutorial support images
Unfortunately, I can't take screenshots of the FGTS app directly. I recommend using visual tutorials, such as those available on the official website. Federal Savings Bank.
How do I withdraw my anniversary withdrawal?
After enabling anniversary withdrawals in the FGTS app, you'll need to follow a few steps to withdraw the funds. It's simple, but requires careful attention to ensure the deadline doesn't pass.
- Wait for the withdrawal period: The amount will be available in the month of your birthday, with a withdrawal period of up to three months.
- Choose where to receive the money: You can request the deposit directly into your bank account or withdraw it at a Caixa branch.
- Follow via the app: The FGTS app allows you to check the available amount, track deadlines, and specify the account for transfer.
If you prefer, go to a Caixa Econômica Federal branch with your identification document and inform them that you wish to withdraw your anniversary withdrawal.
That's it! Now you know everything about enabling and withdrawing your FGTS anniversary withdrawal. If you still have questions, Caixa support can help you directly by phone or through the app.
Did you like the tutorial? Share it with anyone who needs this information!
See also: FGTS buys a house? Understand the conditions and possibilities
December 11, 2024
Graduated in Literature – Portuguese/English, and creator of the website Successful Writer, seeks to expand everyone's knowledge with relevant information on a variety of topics, as a writer. At Vaga de Emprego RJ, she provides opportunities and tips on the job market.