Many people are entitled to PIS/PASEP And they don't even suspect they can withdraw this money. Every year, thousands of workers fail to claim this benefit simply because they don't know they are entitled to it. If you have ever worked with a formal employment contract or been a public servant, you may be among those who have forgotten about these funds.

The question is: How do I know if I have money to receive and how do I withdraw it? Here, I will explain in simple terms who is entitled to PIS/PASEP benefits, how to check their eligibility, and what to do to avoid losing this money.

What is PIS/PASEP?

THE PIS (Social Integration Program) and the PASEP (Public Servant's Asset Formation Program) They were created to benefit workers in the private and public sectors, respectively. They function as a kind of... salary bonus paid annually to those who meet the program's criteria.

Today, the PIS It is managed by Federal Savings Bank and intended for private sector workers. The PASEP is paid by Bank of Brazil for public servants.

Who is eligible to receive PIS/PASEP benefits?

Many people are entitled to the benefit and don't even know it. To check if you are eligible, see the main criteria:

1# To have worked with a formal employment contract or as a public servant for at least 30 days in the base year.;
2# To have received, on average, up to two minimum monthly wages in the base year.;
3# To be registered with PIS/PASEP for at least 5 years.;
4# Having your data correctly reported by your employer in the Annual Social Information Report (RAIS) or eSocial..

If you meet these criteria, you are very likely entitled to it. salary bonus and leave money sitting idle!

How can you tell if you have unaccounted-for money?

The process is simple and can be done online, without leaving home. See where to check if there are funds available for withdrawal:

  • PIS (private sector workers)Check via the app. Caixa Tem, FGTS app, for the Caixa website Or call 0800 726 0207.
  • PASEP (public servants)Access the website of Bank of Brazil or call 0800 729 0001.
  • Gov.br Portalon the official government website (www.gov.brThere is a specific section for benefits information.

If you find available funds when you check, congratulations! Now, simply follow the steps to withdraw them.

How do I withdraw PIS/PASEP funds?

If you've discovered you have money to receive, here's how to withdraw the amount:

PIS withdrawal (Federal Savings Bank)

  • Who has an account at Box You receive the payment automatically.
  • If you don't have an account, you can withdraw using the Citizen Card at ATMs or lottery outlets.
  • It is also possible to withdraw directly from the bank by presenting a document with photo.

PASEP withdrawal (Bank of Brazil)

  • Public servants with an account at Bank of Brazil They receive the credit automatically.
  • If you don't have an account, you can transfer the amount through Banco do Brasil app or withdraw directly at the branch with identity document.

Pay attention to the withdrawal deadline! If you don't withdraw the money within the established period, it may be returned to the government's coffers.

What should I do if my name doesn't appear on the list?

If you don't find any available values when searching, there could be a few reasons:

1# Your information may be outdated. If the company you worked for did not correctly report your information, the benefit may not have been processed. In that case, contact them. Company HR and request a correction to the RAIS.

2# You may not meet the criteria. – If your monthly income exceeded twice the minimum wage in the base year or you did not work for at least 30 days, you may not be entitled to the benefit.

3# Your PIS/PASEP may be in another withdrawal option. Some people have money to receive from PIS/PASEP Fund, This refers to inactive accounts from previous years. This inquiry can be made through... FGTS Application.

If in doubt, seek advice. Federal Savings Bank (for PIS) or the Bank of Brazil (for PASEP) and request a detailed verification.

You may have more money than you think!

Many workers forget that the PIS/PASEP This could be extra money to supplement your budget. Be sure to check your situation and claim what is rightfully yours.

If you haven't checked your name on the list yet, do it now! The government releases payments according to an annual schedule, and if you don't withdraw the money within the deadline, you may end up losing the benefit.

After all, who doesn't want some extra money in their account without any effort?

See also: FGTS: how to withdraw even if you are not unemployed?

March 9, 2025