{"id":33764,"date":"2022-08-10T16:46:43","date_gmt":"2022-08-10T19:46:43","guid":{"rendered":"https:\/\/www.vagadeempregorj.com.br\/?p=33764"},"modified":"2023-08-01T08:11:27","modified_gmt":"2023-08-01T11:11:27","slug":"credit-card-for-unemployed","status":"publish","type":"post","link":"https:\/\/www.vagadeempregorj.com.br\/en\/cartao-de-credito-para-desempregados\/","title":{"rendered":"Credit card for the unemployed"},"content":{"rendered":"

A credit card is a great solution for those who need to make purchases and don't have cash. After all, how many people face unexpected circumstances, like a sick child, a broken appliance, and the like?<\/p>\n\n\n\n

However, can unemployed people apply for a credit card? Do financial institutions and banks offer this service to those without a job?<\/p>\n\n\n\n

Find out here if you, without a steady job, can apply for a credit card and how it works, if it is approved!<\/p>\n\n\n

\n
\"\"<\/a><\/figure>\n<\/div>\n\n\n

Why is it so difficult for the unemployed to get a credit card?<\/strong><\/h2>\n\n\n\n

When we talk about "credit," we're referring to something that will be paid back within a specific period of time. In the case of cards, this period is one month, which is the time during which the bill is closed.<\/p>\n\n\n\n

However, if the person does not have a steady, registered job, there is some concern on the part of the bank that it will not be possible for the credit granted to be paid back in the future.<\/p>\n\n\n\n

This is why credit cards are a little harder to get for people who don't have a job.<\/p>\n\n\n\n

How do I know if I can apply for a credit card if I'm unemployed?<\/strong><\/h2>\n\n\n\n

Anyone who wants to know if they can access this banking service even without a job needs to run a simulation on the financial institutions' and banks' websites.<\/p>\n\n\n\n

In this simulation, the citizen chooses which card they would like to have, provides information about their financial situation, monthly income, and awaits a credit analysis by specialists.<\/p>\n\n\n\n

Within approximately 48 hours, the financial institution will respond whether the credit card will be authorized and will inform you how it will be received: some people prefer to collect the card at a nearby bank branch.
<\/p>\n\n\n\n

What does it take for an unemployed person to apply for a credit card?<\/strong><\/h2>\n\n\n\n

Typically, unemployed people can apply for a credit card by providing documents such as:<\/p>\n\n\n\n

    \n
  • Updated proof of address<\/li>\n\n\n\n
  • CPF<\/li>\n\n\n\n
  • Photo ID<\/li>\n<\/ul>\n\n\n\n

    Of course, normally, the financial institution or bank asks for proof of income, but this is no longer required when the person informs that they are unemployed.<\/p>\n\n\n\n

    In general, credit card applications can be made at financial institution branches or branches, but many offer the option of applying for cards through their website.<\/p>\n\n\n\n

    Having trouble? Try banks that don't require proof of income!<\/strong><\/h2>\n\n\n\n

    Generally, most traditional banks do not issue credit cards to unemployed people because they require up-to-date proof of income.<\/p>\n\n\n\n

    However, more modern financial institutions and banks tend to ignore this criterion: after all, the important thing is that customers pay the bill, and often they do so even without being registered with any company.<\/p>\n\n\n\n

    Therefore, if you want a credit card, are unemployed, and have only received negative responses so far, try financial institutions that don't ask for proof of income, especially online banks!<\/p>\n\n\n\n

    Also, fill in your details and find out more cards you can order!<\/p>","protected":false},"excerpt":{"rendered":"

    A credit card is a great solution for those who need to make purchases and don't have cash. After all, how many people face unexpected circumstances, like a sick child, a broken appliance, and the like?<\/p>","protected":false},"author":1,"featured_media":33767,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[804],"tags":[550],"class_list":["post-33764","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","tag-cartao-de-credito-para-desempregado"],"yoast_head":"\nCart\u00e3o de cr\u00e9dito para desempregados -<\/title>\n<meta name=\"description\" content=\"O cart\u00e3o de cr\u00e9dito \u00e9 uma sa\u00edda e tanto para quem precisa fazer compras e est\u00e1 sem dinheiro vivo. Afinal, quantas pessoas n\u00e3o passam por...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.vagadeempregorj.com.br\/en\/credit-card-for-unemployed\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cart\u00e3o de cr\u00e9dito para desempregados -\" \/>\n<meta property=\"og:description\" content=\"O cart\u00e3o de cr\u00e9dito \u00e9 uma sa\u00edda e tanto para quem precisa fazer compras e est\u00e1 sem dinheiro vivo. Afinal, quantas pessoas n\u00e3o passam por...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.vagadeempregorj.com.br\/en\/credit-card-for-unemployed\/\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/empregobrasiloficial\" \/>\n<meta property=\"article:published_time\" content=\"2022-08-10T19:46:43+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-08-01T11:11:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.vagadeempregorj.com.br\/wp-content\/uploads\/2022\/08\/CARTAO-DE-CREDITO-PARA-DESEMPREGADOS.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Ana B.\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ana B.\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/cartao-de-credito-para-desempregados\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/cartao-de-credito-para-desempregados\\\/\"},\"author\":{\"name\":\"Ana B.\",\"@id\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/#\\\/schema\\\/person\\\/c0c38d5d765e86c3b7c8f12fb1ae6477\"},\"headline\":\"Cart\u00e3o de cr\u00e9dito para desempregados\",\"datePublished\":\"2022-08-10T19:46:43+00:00\",\"dateModified\":\"2023-08-01T11:11:27+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/cartao-de-credito-para-desempregados\\\/\"},\"wordCount\":563,\"image\":{\"@id\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/cartao-de-credito-para-desempregados\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/CARTAO-DE-CREDITO-PARA-DESEMPREGADOS.png\",\"keywords\":[\"cartao de credito para desempregado\"],\"articleSection\":[\"Economia\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/cartao-de-credito-para-desempregados\\\/\",\"url\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/cartao-de-credito-para-desempregados\\\/\",\"name\":\"Cart\u00e3o de cr\u00e9dito para desempregados -\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/cartao-de-credito-para-desempregados\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/cartao-de-credito-para-desempregados\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/CARTAO-DE-CREDITO-PARA-DESEMPREGADOS.png\",\"datePublished\":\"2022-08-10T19:46:43+00:00\",\"dateModified\":\"2023-08-01T11:11:27+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/#\\\/schema\\\/person\\\/c0c38d5d765e86c3b7c8f12fb1ae6477\"},\"description\":\"O cart\u00e3o de cr\u00e9dito \u00e9 uma sa\u00edda e tanto para quem precisa fazer compras e est\u00e1 sem dinheiro vivo. Afinal, quantas pessoas n\u00e3o passam por...\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/cartao-de-credito-para-desempregados\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/cartao-de-credito-para-desempregados\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/cartao-de-credito-para-desempregados\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/CARTAO-DE-CREDITO-PARA-DESEMPREGADOS.png\",\"contentUrl\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/CARTAO-DE-CREDITO-PARA-DESEMPREGADOS.png\",\"width\":1200,\"height\":675,\"caption\":\"CART\u00c3O DE CR\u00c9DITO PARA DESEMPREGADOS\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/cartao-de-credito-para-desempregados\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Economia\",\"item\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/economia\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Cart\u00e3o de cr\u00e9dito para desempregados\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/#website\",\"url\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/\",\"name\":\"\",\"description\":\"Conquiste Sonhos: Vagas, Benef\u00edcios e Economia para Transformar Vidas e Alcan\u00e7ar Melhorias Cotidianas\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/#\\\/schema\\\/person\\\/c0c38d5d765e86c3b7c8f12fb1ae6477\",\"name\":\"Ana B.\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f5efa58599e07f8dd92f26c7cfbc442fd115582bc681245452e503c2ef2334f3?s=96&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f5efa58599e07f8dd92f26c7cfbc442fd115582bc681245452e503c2ef2334f3?s=96&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f5efa58599e07f8dd92f26c7cfbc442fd115582bc681245452e503c2ef2334f3?s=96&r=g\",\"caption\":\"Ana B.\"},\"description\":\"Meu nome \u00e9 Ana e sou apaixonada por escrita, comunica\u00e7\u00e3o e informa\u00e7\u00e3o digital. Dedico meu tempo \u00e0 produ\u00e7\u00e3o de conte\u00fados di\u00e1rios para o portal Vaga de Emprego RJ, criando not\u00edcias, artigos e publica\u00e7\u00f5es sobre oportunidades de emprego, tecnologia, mercado de trabalho, tend\u00eancias globais e assuntos relevantes do mundo atual. Tenho como objetivo levar informa\u00e7\u00f5es claras, \u00fateis e atualizadas para os leitores, ajudando pessoas a se manterem informadas sobre carreira, inova\u00e7\u00e3o, economia digital e acontecimentos que impactam o dia a dia no Brasil e no mundo. Todos os conte\u00fados publicados s\u00e3o desenvolvidos com responsabilidade, pesquisa e compromisso com a qualidade da informa\u00e7\u00e3o, sempre buscando oferecer uma experi\u00eancia confi\u00e1vel e relevante para o p\u00fablico.\",\"url\":\"https:\\\/\\\/www.vagadeempregorj.com.br\\\/en\\\/author\\\/vgrj\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Credit card for the unemployed -","description":"A credit card is a great solution for those who need to make purchases and don't have cash. After all, how many people don't...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.vagadeempregorj.com.br\/en\/credit-card-for-unemployed\/","og_locale":"en_US","og_type":"article","og_title":"Cart\u00e3o de cr\u00e9dito para desempregados -","og_description":"O cart\u00e3o de cr\u00e9dito \u00e9 uma sa\u00edda e tanto para quem precisa fazer compras e est\u00e1 sem dinheiro vivo. Afinal, quantas pessoas n\u00e3o passam por...","og_url":"https:\/\/www.vagadeempregorj.com.br\/en\/credit-card-for-unemployed\/","article_publisher":"https:\/\/www.facebook.com\/empregobrasiloficial","article_published_time":"2022-08-10T19:46:43+00:00","article_modified_time":"2023-08-01T11:11:27+00:00","og_image":[{"width":1200,"height":675,"url":"https:\/\/www.vagadeempregorj.com.br\/wp-content\/uploads\/2022\/08\/CARTAO-DE-CREDITO-PARA-DESEMPREGADOS.png","type":"image\/png"}],"author":"Ana B.","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Ana B.","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.vagadeempregorj.com.br\/cartao-de-credito-para-desempregados\/#article","isPartOf":{"@id":"https:\/\/www.vagadeempregorj.com.br\/cartao-de-credito-para-desempregados\/"},"author":{"name":"Ana B.","@id":"https:\/\/www.vagadeempregorj.com.br\/#\/schema\/person\/c0c38d5d765e86c3b7c8f12fb1ae6477"},"headline":"Cart\u00e3o de cr\u00e9dito para desempregados","datePublished":"2022-08-10T19:46:43+00:00","dateModified":"2023-08-01T11:11:27+00:00","mainEntityOfPage":{"@id":"https:\/\/www.vagadeempregorj.com.br\/cartao-de-credito-para-desempregados\/"},"wordCount":563,"image":{"@id":"https:\/\/www.vagadeempregorj.com.br\/cartao-de-credito-para-desempregados\/#primaryimage"},"thumbnailUrl":"https:\/\/www.vagadeempregorj.com.br\/wp-content\/uploads\/2022\/08\/CARTAO-DE-CREDITO-PARA-DESEMPREGADOS.png","keywords":["cartao de credito para desempregado"],"articleSection":["Economia"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.vagadeempregorj.com.br\/cartao-de-credito-para-desempregados\/","url":"https:\/\/www.vagadeempregorj.com.br\/cartao-de-credito-para-desempregados\/","name":"Credit card for the unemployed -","isPartOf":{"@id":"https:\/\/www.vagadeempregorj.com.br\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.vagadeempregorj.com.br\/cartao-de-credito-para-desempregados\/#primaryimage"},"image":{"@id":"https:\/\/www.vagadeempregorj.com.br\/cartao-de-credito-para-desempregados\/#primaryimage"},"thumbnailUrl":"https:\/\/www.vagadeempregorj.com.br\/wp-content\/uploads\/2022\/08\/CARTAO-DE-CREDITO-PARA-DESEMPREGADOS.png","datePublished":"2022-08-10T19:46:43+00:00","dateModified":"2023-08-01T11:11:27+00:00","author":{"@id":"https:\/\/www.vagadeempregorj.com.br\/#\/schema\/person\/c0c38d5d765e86c3b7c8f12fb1ae6477"},"description":"A credit card is a great solution for those who need to make purchases and don't have cash. After all, how many people don't...","breadcrumb":{"@id":"https:\/\/www.vagadeempregorj.com.br\/cartao-de-credito-para-desempregados\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.vagadeempregorj.com.br\/cartao-de-credito-para-desempregados\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.vagadeempregorj.com.br\/cartao-de-credito-para-desempregados\/#primaryimage","url":"https:\/\/www.vagadeempregorj.com.br\/wp-content\/uploads\/2022\/08\/CARTAO-DE-CREDITO-PARA-DESEMPREGADOS.png","contentUrl":"https:\/\/www.vagadeempregorj.com.br\/wp-content\/uploads\/2022\/08\/CARTAO-DE-CREDITO-PARA-DESEMPREGADOS.png","width":1200,"height":675,"caption":"CART\u00c3O DE CR\u00c9DITO PARA DESEMPREGADOS"},{"@type":"BreadcrumbList","@id":"https:\/\/www.vagadeempregorj.com.br\/cartao-de-credito-para-desempregados\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"In\u00edcio","item":"https:\/\/www.vagadeempregorj.com.br\/"},{"@type":"ListItem","position":2,"name":"Economia","item":"https:\/\/www.vagadeempregorj.com.br\/economia\/"},{"@type":"ListItem","position":3,"name":"Cart\u00e3o de cr\u00e9dito para desempregados"}]},{"@type":"WebSite","@id":"https:\/\/www.vagadeempregorj.com.br\/#website","url":"https:\/\/www.vagadeempregorj.com.br\/","name":"","description":"Achieve Dreams: Jobs, Benefits, and Savings to Transform Lives and Achieve Everyday Improvements","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.vagadeempregorj.com.br\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.vagadeempregorj.com.br\/#\/schema\/person\/c0c38d5d765e86c3b7c8f12fb1ae6477","name":"Ana B.","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/f5efa58599e07f8dd92f26c7cfbc442fd115582bc681245452e503c2ef2334f3?s=96&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f5efa58599e07f8dd92f26c7cfbc442fd115582bc681245452e503c2ef2334f3?s=96&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f5efa58599e07f8dd92f26c7cfbc442fd115582bc681245452e503c2ef2334f3?s=96&r=g","caption":"Ana B."},"description":"My name is Ana, and I am passionate about writing, communication, and digital information. I dedicate my time to producing daily content for the Vaga de Emprego RJ portal, creating news, articles, and publications about job opportunities, technology, the job market, global trends, and relevant current affairs. My goal is to provide clear, useful, and up-to-date information to readers, helping people stay informed about careers, innovation, the digital economy, and events that impact daily life in Brazil and around the world. All published content is developed responsibly, with research and a commitment to quality information, always striving to offer a reliable and relevant experience for the audience.","url":"https:\/\/www.vagadeempregorj.com.br\/en\/author\/vgrj\/"}]}},"_links":{"self":[{"href":"https:\/\/www.vagadeempregorj.com.br\/en\/wp-json\/wp\/v2\/posts\/33764","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vagadeempregorj.com.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vagadeempregorj.com.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vagadeempregorj.com.br\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vagadeempregorj.com.br\/en\/wp-json\/wp\/v2\/comments?post=33764"}],"version-history":[{"count":0,"href":"https:\/\/www.vagadeempregorj.com.br\/en\/wp-json\/wp\/v2\/posts\/33764\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vagadeempregorj.com.br\/en\/wp-json\/wp\/v2\/media\/33767"}],"wp:attachment":[{"href":"https:\/\/www.vagadeempregorj.com.br\/en\/wp-json\/wp\/v2\/media?parent=33764"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vagadeempregorj.com.br\/en\/wp-json\/wp\/v2\/categories?post=33764"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vagadeempregorj.com.br\/en\/wp-json\/wp\/v2\/tags?post=33764"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}