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<\/figure>\n\n\n\nCan someone who doesn't work have FGTS?<\/h2>\n\n\n\n
Although the FGTS is, by nature, a benefit associated with employment relationships, there are some situations in which unemployed individuals may be eligible for this fund. Let's analyze these circumstances:<\/p>\n\n\n\n
Contract termination<\/h3>\n\n\n\n
If a person was laid off from their previous job and didn't find a new job, they still have a FGTS balance from their previous employment. In this case, they can withdraw the amount deposited in their FGTS account.<\/p>\n\n\n\n
Retirement<\/h3>\n\n\n\n
Workers who retire have the right to withdraw their FGTS balance, regardless of whether they were employed at the time of retirement. This applies to both contributions and disability retirements.<\/p>\n\n\n\n
Serious illness<\/h3>\n\n\n\n
People diagnosed with serious illnesses, such as cancer, AIDS, multiple sclerosis, and others, can access the FGTS (Unemployment Fund), even if they are not working. To do so, they must present medical reports proving their condition.<\/p>\n\n\n\n
Property acquisition<\/h3>\n\n\n\n
Individuals who are not employed can also use their FGTS balance to purchase a property. This includes both home purchases and construction or renovations.<\/p>\n\n\n\n
Death of the worker<\/h3>\n\n\n\n
In the event of a worker's death, dependents are entitled to withdraw their FGTS (Unemployment Fund). This can occur even if the person was not working at the time of their death.<\/p>\n\n\n\n
Participation in social programs<\/h3>\n\n\n\n
Some Brazilian government social programs may offer access to the FGTS for unemployed individuals, provided they meet specific criteria. It's important to check the rules for each program.<\/p>\n\n\n\n
How do I request a withdrawal from the FGTS?<\/h2>\n\n\n\n
To request a withdrawal of FGTS, even without an employment relationship, the worker must follow some steps:<\/p>\n\n\n\n