
Check if you have forgotten money and find out how to withdraw it quickly.
Yes, it's possible that there's money in your name waiting to be recovered. Many people don't realize it, but it could be money saved in old accounts, unclaimed employment benefits, or even forgotten bank fee refunds.
The good news is that it's now much easier to check this information. Thanks to all the technology available, you just need to have your CPF handy and check it online., for free and in a few minutes.
It can happen to anyone. Have you ever had a bank account closed and you didn't even remember? Or participated in a consortium and left without withdrawing any funds? Perhaps you worked with a formal contract before the 1990s and never withdrew what you were entitled to? That's the trick: these funds are held in financial institutions or government systems and are only released upon request.
And yes, even deceased relatives may have left sums that the heirs can still withdraw, as long as they present the correct documents.
Today, the Central Bank and other official platforms allow you to check forgotten amounts using only your CPF (Individual Taxpayer Registry). The search is quick, secure, and can be done from home, using your phone or computer.
The main verification systems include:
In each of these channels, the query follows different criteria, but they all allow you to know if you have any stopped value.
This is one of the most common questions. Below are some examples of money that may be waiting for you:
The main verification systems include:
The truth is, if you don't look for it, no one will notify you. Banks don't care. The government doesn't send a message. And over time, these funds may be returned to the public coffers, and you lose the right to redemption.
I.e: we can't leave it for later. The consultation is quick, safe and can bring a positive surprise.
Is it safe to consult with my CPF?
Yes. Use only official channels, such as the Central Bank, Caixa Econômica Federal, FGTS, and REPIS websites. Never provide information through unknown links.
Do I need to pay to redeem?
No. The entire process is free and carried out directly by the beneficiary or their heirs.
Can I consult for deceased relatives?
Yes, if you are an heir and have the necessary documentation (death certificate, inventory, etc.).
How long does it take to receive?
If the bank is integrated with the system, withdrawals can occur on the same day. In other cases, it may take a few business days.
Can you forget values in the future?
Yes. To avoid this, keep track of your accounts, use Pix frequently, and don't let funds sit idle for too long.
Published on April 8, 2025
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